Cross Valley
Cross Valley is a credit union based in Wilkes Barre, Pennsylvania, established in 1969, with $294 million in total assets serving 17,094 members. By Trust Grade it ranks 233rd of 271 credit unions we track in Pennsylvania. Its net worth ratio of 8.2% trails most similarly sized credit unions (5th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against Cross Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cross Valley compares to Pennsylvania peers
How we graded Cross Valley
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.2% capital ratio)
- Strongly profitable (ROA 1.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cross Valley over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Cross Valley insured?
Yes. Cross Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cross Valley: frequently asked questions
Is Cross Valley a good credit union?
Cross Valley earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Strongly profitable (ROA 1.15%).
Is Cross Valley NCUA-insured?
Yes. Cross Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Cross Valley?
Cross Valley holds $294 million in total assets, ranking 233rd of 271 credit unions we track in Pennsylvania. It serves 17,094 members.
Does Cross Valley have CFPB complaints?
No CFPB complaints against Cross Valley appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
