Stanwood Area
Stanwood Area is a credit union based in New Stanton, Pennsylvania, established in 1940, with $18 million in total assets serving 2,253 members. By Trust Grade it ranks 209th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.4% trails most similarly sized credit unions (20th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.32% return on assets. No consumer complaints against Stanwood Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Stanwood Area compares to Pennsylvania peers
How we graded Stanwood Area
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.4% capital ratio)
- Profitable (ROA 0.32%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Stanwood Area over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Stanwood Area insured?
Yes. Stanwood Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Stanwood Area: frequently asked questions
Is Stanwood Area a good credit union?
Stanwood Area earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Profitable (ROA 0.32%).
Is Stanwood Area NCUA-insured?
Yes. Stanwood Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Stanwood Area?
Stanwood Area holds $18 million in total assets, ranking 209th of 271 credit unions we track in Pennsylvania. It serves 2,253 members.
Does Stanwood Area have CFPB complaints?
No CFPB complaints against Stanwood Area appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
