Southwest Communities
Southwest Communities is a credit union based in Carnegie, Pennsylvania, established in 1939, with $19 million in total assets serving 1,817 members. By Trust Grade it ranks 241st of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.0% trails most similarly sized credit unions (17th percentile), versus a Pennsylvania median of 13.2%. It posted a loss over the most recent period (-0.12% return on assets), a point to watch. No consumer complaints against Southwest Communities appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southwest Communities compares to Pennsylvania peers
How we graded Southwest Communities
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.0% capital ratio)
- Unprofitable over the period (ROA -0.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southwest Communities over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Southwest Communities insured?
Yes. Southwest Communities is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southwest Communities: frequently asked questions
Is Southwest Communities a good credit union?
Southwest Communities earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Unprofitable over the period (ROA -0.12%).
Is Southwest Communities NCUA-insured?
Yes. Southwest Communities is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Southwest Communities?
Southwest Communities holds $19 million in total assets, ranking 241st of 271 credit unions we track in Pennsylvania. It serves 1,817 members.
Does Southwest Communities have CFPB complaints?
No CFPB complaints against Southwest Communities appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
