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credit union

Cal-Ed

California, PA · Est. 1960
A
Trust Grade
Excellent
Score: 91/100

Cal-Ed is a credit union based in California, Pennsylvania, established in 1960, with $19 million in total assets serving 3,215 members. By Trust Grade it ranks 177th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 14.3% is stronger than 50% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.04% return on assets. No consumer complaints against Cal-Ed appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$19.0M
<$100M institution
Members
3,215
Shares & deposits
Net worth ratio
14.3%
Top 50% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.0%
Bottom 23% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#177
of 271 credit unions

How Cal-Ed compares to Pennsylvania peers

Net worth ratio
Top 50% of <$100M peers
Cal-Ed
14.3%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of <$100M peers
Cal-Ed
0.0%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Cal-Ed

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (14.3% capital ratio)
  • Profitable (ROA 0.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cal-Ed over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cal-Ed insured?

Yes. Cal-Ed is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cal-Ed: frequently asked questions

Is Cal-Ed a good credit union?

Cal-Ed earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Profitable (ROA 0.04%).

Is Cal-Ed NCUA-insured?

Yes. Cal-Ed is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cal-Ed?

Cal-Ed holds $19 million in total assets, ranking 177th of 271 credit unions we track in Pennsylvania. It serves 3,215 members.

Does Cal-Ed have CFPB complaints?

No CFPB complaints against Cal-Ed appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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