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credit union

Altoona Area Employees

Altoona, PA · Est. 1981
A
Trust Grade
Excellent
Score: 93/100

Altoona Area Employees is a credit union based in Altoona, Pennsylvania, established in 1981, with $20 million in total assets serving 1,670 members. By Trust Grade it ranks 155th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.7% trails most similarly sized credit unions (23th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Altoona Area Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$20.1M
<$100M institution
Members
1,670
Shares & deposits
Net worth ratio
10.7%
Bottom 23% of <$100M peers · Pennsylvania median 13.2%
Return on assets
1.1%
Top 26% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#155
of 271 credit unions

How Altoona Area Employees compares to Pennsylvania peers

Net worth ratio
Bottom 23% of <$100M peers
Altoona Area
10.7%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of <$100M peers
Altoona Area
1.1%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Altoona Area Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (10.7% capital ratio)
  • Strongly profitable (ROA 1.14%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Altoona Area Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Altoona Area Employees insured?

Yes. Altoona Area Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Altoona Area Employees: frequently asked questions

Is Altoona Area Employees a good credit union?

Altoona Area Employees earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Strongly profitable (ROA 1.14%).

Is Altoona Area Employees NCUA-insured?

Yes. Altoona Area Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Altoona Area Employees?

Altoona Area Employees holds $20 million in total assets, ranking 155th of 271 credit unions we track in Pennsylvania. It serves 1,670 members.

Does Altoona Area Employees have CFPB complaints?

No CFPB complaints against Altoona Area Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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