Tri State Rail
Tri State Rail is a credit union based in Erie, Pennsylvania, established in 1949, with $20 million in total assets serving 2,202 members. By Trust Grade it ranks 163rd of 271 credit unions we track in Pennsylvania. Its net worth ratio of 19.4% is stronger than 76% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.24% return on assets. No consumer complaints against Tri State Rail appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Tri State Rail compares to Pennsylvania peers
How we graded Tri State Rail
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.4% capital ratio)
- Profitable (ROA 0.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Tri State Rail over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Tri State Rail insured?
Yes. Tri State Rail is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Tri State Rail: frequently asked questions
Is Tri State Rail a good credit union?
Tri State Rail earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (19.4% capital ratio); Profitable (ROA 0.24%).
Is Tri State Rail NCUA-insured?
Yes. Tri State Rail is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Tri State Rail?
Tri State Rail holds $20 million in total assets, ranking 163rd of 271 credit unions we track in Pennsylvania. It serves 2,202 members.
Does Tri State Rail have CFPB complaints?
No CFPB complaints against Tri State Rail appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
