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credit union

Your Legacy

Tiffin, OH · Est. 1952
B
Trust Grade
Strong
Score: 85/100

Your Legacy is a credit union based in Tiffin, Ohio, established in 1952, with $79 million in total assets serving 6,460 members. By Trust Grade it ranks 146th of 195 credit unions we track in Ohio. Its net worth ratio of 10.0% trails most similarly sized credit unions (17th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.26% return on assets. No consumer complaints against Your Legacy appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$79.2M
<$100M institution
Members
6,460
Shares & deposits
Net worth ratio
10.0%
Bottom 17% of <$100M peers · Ohio median 12%
Return on assets
0.3%
Bottom 33% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#146
of 195 credit unions

How Your Legacy compares to Ohio peers

Net worth ratio
Bottom 17% of <$100M peers
Your Legacy
10.0%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of <$100M peers
Your Legacy
0.3%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Your Legacy

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (10.0% capital ratio)
  • Profitable (ROA 0.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Your Legacy over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Your Legacy insured?

Yes. Your Legacy is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Your Legacy: frequently asked questions

Is Your Legacy a good credit union?

Your Legacy earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Profitable (ROA 0.26%).

Is Your Legacy NCUA-insured?

Yes. Your Legacy is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Your Legacy?

Your Legacy holds $79 million in total assets, ranking 146th of 195 credit unions we track in Ohio. It serves 6,460 members.

Does Your Legacy have CFPB complaints?

No CFPB complaints against Your Legacy appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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