Skip to main content
credit union

Dynamic

Celina, OH · Est. 1950
A
Trust Grade
Excellent
Score: 98/100

Dynamic is a credit union based in Celina, Ohio, established in 1950, with $81 million in total assets serving 6,268 members. By Trust Grade it ranks 4th of 195 credit unions we track in Ohio. Its net worth ratio of 19.7% is stronger than 77% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 2.33% return on assets. No consumer complaints against Dynamic appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$81.3M
<$100M institution
Members
6,268
Shares & deposits
Net worth ratio
19.7%
Top 23% of <$100M peers · Ohio median 12%
Return on assets
2.3%
Top 4% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#4
of 195 credit unions

How Dynamic compares to Ohio peers

Net worth ratio
Top 23% of <$100M peers
Dynamic
19.7%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of <$100M peers
Dynamic
2.3%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Dynamic

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (19.7% capital ratio)
  • Strongly profitable (ROA 2.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dynamic over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Dynamic insured?

Yes. Dynamic is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dynamic: frequently asked questions

Is Dynamic a good credit union?

Dynamic earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.7% capital ratio); Strongly profitable (ROA 2.33%).

Is Dynamic NCUA-insured?

Yes. Dynamic is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Dynamic?

Dynamic holds $81 million in total assets, ranking 4th of 195 credit unions we track in Ohio. It serves 6,268 members.

Does Dynamic have CFPB complaints?

No CFPB complaints against Dynamic appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Your Legacy
credit union · Tiffin, OH · $79M assets
Eaton Family
credit union · Euclid, OH · $78M assets
Miami University Community
credit union · Oxford, OH · $76M assets
Champion
credit union · Toledo, OH · $74M assets
Jeep Country
credit union · Holland, OH · $74M assets
Lan-Fair
credit union · Lancaster, OH · $73M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →