Miami University Community
Miami University Community is a credit union based in Oxford, Ohio, established in 1969, with $76 million in total assets serving 4,601 members. By Trust Grade it ranks 77th of 195 credit unions we track in Ohio. Its net worth ratio of 12.9% trails most similarly sized credit unions (40th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against Miami University Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Miami University Community compares to Ohio peers
How we graded Miami University Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.9% capital ratio)
- Profitable (ROA 0.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Miami University Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Miami University Community insured?
Yes. Miami University Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Miami University Community: frequently asked questions
Is Miami University Community a good credit union?
Miami University Community earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Profitable (ROA 0.50%).
Is Miami University Community NCUA-insured?
Yes. Miami University Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Miami University Community?
Miami University Community holds $76 million in total assets, ranking 77th of 195 credit unions we track in Ohio. It serves 4,601 members.
Does Miami University Community have CFPB complaints?
No CFPB complaints against Miami University Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
