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credit union

The Way

New Knoxville, OH · Est. 1982
B
Trust Grade
Strong
Score: 83/100

The Way is a credit union based in New Knoxville, Ohio, established in 1982, with $16 million in total assets serving 735 members. By Trust Grade it ranks 161st of 195 credit unions we track in Ohio. Its net worth ratio of 8.7% trails most similarly sized credit unions (8th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against The Way appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$15.6M
<$100M institution
Members
735
Shares & deposits
Net worth ratio
8.7%
Bottom 8% of <$100M peers · Ohio median 12%
Return on assets
0.6%
Top 50% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#161
of 195 credit unions

How The Way compares to Ohio peers

Net worth ratio
Bottom 8% of <$100M peers
The Way
8.7%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of <$100M peers
The Way
0.6%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded The Way

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (8.7% capital ratio)
  • Profitable (ROA 0.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Way over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at The Way insured?

Yes. The Way is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Way: frequently asked questions

Is The Way a good credit union?

The Way earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.62%).

Is The Way NCUA-insured?

Yes. The Way is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is The Way?

The Way holds $16 million in total assets, ranking 161st of 195 credit unions we track in Ohio. It serves 735 members.

Does The Way have CFPB complaints?

No CFPB complaints against The Way appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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