Skip to main content
credit union

Presidents

Cleves, OH · Est. 1994
A
Trust Grade
Excellent
Score: 93/100

Presidents is a credit union based in Cleves, Ohio, established in 1994, with $15 million in total assets serving 1,139 members. By Trust Grade it ranks 87th of 195 credit unions we track in Ohio. Its net worth ratio of 14.0% trails most similarly sized credit unions (48th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Presidents appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$14.8M
<$100M institution
Members
1,139
Shares & deposits
Net worth ratio
14.0%
Bottom 48% of <$100M peers · Ohio median 12%
Return on assets
0.4%
Bottom 40% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#87
of 195 credit unions

How Presidents compares to Ohio peers

Net worth ratio
Bottom 48% of <$100M peers
Presidents
14.0%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of <$100M peers
Presidents
0.4%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Presidents

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (14.0% capital ratio)
  • Profitable (ROA 0.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Presidents over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Presidents insured?

Yes. Presidents is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Presidents: frequently asked questions

Is Presidents a good credit union?

Presidents earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Profitable (ROA 0.41%).

Is Presidents NCUA-insured?

Yes. Presidents is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Presidents?

Presidents holds $15 million in total assets, ranking 87th of 195 credit unions we track in Ohio. It serves 1,139 members.

Does Presidents have CFPB complaints?

No CFPB complaints against Presidents appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Wes
credit union · Willoughby, OH · $14M assets
Faith Community United
credit union · Cleveland, OH · $14M assets
The Way
credit union · New Knoxville, OH · $16M assets
Fasson Employees
credit union · Painesville, OH · $14M assets
Scott Associates
credit union · Marysville, OH · $16M assets
Acme
credit union · Eastlake, OH · $13M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →