credit union

Scott Associates

Q: Is Scott Associates a good credit union?

Scott Associates earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.08%).

Q: Is Scott Associates NCUA-insured?

Yes. Scott Associates is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

Q: How big is Scott Associates?

Scott Associates holds $16 million in total assets, ranking 133rd of 195 credit unions we track in Ohio. It serves 2,018 members.

Q: Does Scott Associates have CFPB complaints?

No CFPB complaints against Scott Associates appear in our data over the analysis window, which is typical for a credit union of this size.

Marysville, OH · Est. 1967

Trust Grade

Strong

Score: 88/100

Scott Associates is a credit union based in Marysville, Ohio, established in 1967, with $16 million in total assets serving 2,018 members. By Trust Grade it ranks 133rd of 195 credit unions we track in Ohio. Its net worth ratio of 11.1% trails most similarly sized credit unions (25th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.08% return on assets. No consumer complaints against Scott Associates appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets

$15.7M

<$100M institution

Members

2,018

Shares & deposits

—

Net worth ratio

11.1%

Bottom 25% of <$100M peers · Ohio median 12%

Return on assets

0.1%

Bottom 25% of <$100M peers · Ohio median 0.69%

Rank in Ohio

#133

of 195 credit unions

How Scott Associates compares to Ohio peers

Net worth ratio

Bottom 25% of <$100M peers

Scott Associates

11.1%

Ohio median

12.0%

Higher capital ratio = stronger financial cushion

Return on assets

Bottom 25% of <$100M peers

Scott Associates

0.1%

Ohio median

0.7%

Higher ROA = more profitable relative to asset base

How we graded Scott Associates

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength

88/100

Customer experience

n/a

Overall

B · 88

Strongly capitalized (11.1% capital ratio)
Profitable (ROA 0.08%)
No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Scott Associates over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Scott Associates insured?

Yes. Scott Associates is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.