Minerva Area
Minerva Area is a credit union based in Minerva, Ohio, established in 1971, with $18 million in total assets serving 2,365 members. By Trust Grade it ranks 18th of 195 credit unions we track in Ohio. Its net worth ratio of 14.9% is stronger than 55% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Minerva Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Minerva Area compares to Ohio peers
How we graded Minerva Area
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.9% capital ratio)
- Strongly profitable (ROA 1.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Minerva Area over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Minerva Area insured?
Yes. Minerva Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Minerva Area: frequently asked questions
Is Minerva Area a good credit union?
Minerva Area earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Strongly profitable (ROA 1.13%).
Is Minerva Area NCUA-insured?
Yes. Minerva Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Minerva Area?
Minerva Area holds $18 million in total assets, ranking 18th of 195 credit unions we track in Ohio. It serves 2,365 members.
Does Minerva Area have CFPB complaints?
No CFPB complaints against Minerva Area appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
