Toledo Urban
Toledo Urban is a credit union based in Toledo, Ohio, established in 1996, with $17 million in total assets serving 3,456 members. By Trust Grade it ranks 177th of 195 credit unions we track in Ohio. Its net worth ratio of 11.2% trails most similarly sized credit unions (26th percentile), versus a Ohio median of 12%. It posted a loss over the most recent period (-0.69% return on assets), a point to watch. No consumer complaints against Toledo Urban appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Toledo Urban compares to Ohio peers
How we graded Toledo Urban
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Unprofitable over the period (ROA -0.69%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Toledo Urban over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Toledo Urban insured?
Yes. Toledo Urban is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Toledo Urban: frequently asked questions
Is Toledo Urban a good credit union?
Toledo Urban earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Unprofitable over the period (ROA -0.69%).
Is Toledo Urban NCUA-insured?
Yes. Toledo Urban is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Toledo Urban?
Toledo Urban holds $17 million in total assets, ranking 177th of 195 credit unions we track in Ohio. It serves 3,456 members.
Does Toledo Urban have CFPB complaints?
No CFPB complaints against Toledo Urban appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
