Local Union 392
Local Union 392 is a credit union based in Cincinnati, Ohio, established in 1982, with $17 million in total assets serving 2,720 members. By Trust Grade it ranks 21st of 195 credit unions we track in Ohio. Its net worth ratio of 15.8% is stronger than 60% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Local Union 392 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Local Union 392 compares to Ohio peers
How we graded Local Union 392
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.8% capital ratio)
- Strongly profitable (ROA 1.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Local Union 392 over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Local Union 392 insured?
Yes. Local Union 392 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Local Union 392: frequently asked questions
Is Local Union 392 a good credit union?
Local Union 392 earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.8% capital ratio); Strongly profitable (ROA 1.04%).
Is Local Union 392 NCUA-insured?
Yes. Local Union 392 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Local Union 392?
Local Union 392 holds $17 million in total assets, ranking 21st of 195 credit unions we track in Ohio. It serves 2,720 members.
Does Local Union 392 have CFPB complaints?
No CFPB complaints against Local Union 392 appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
