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Members Trust

Mason, OH · Est. 1963
A
Trust Grade
Excellent
Score: 90/100

Members Trust is a credit union based in Mason, Ohio, established in 1963, with $24 million in total assets serving 3,121 members. By Trust Grade it ranks 116th of 195 credit unions we track in Ohio. Its net worth ratio of 18.6% is stronger than 73% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.02% return on assets. No consumer complaints against Members Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$24.0M
<$100M institution
Members
3,121
Shares & deposits
Net worth ratio
18.6%
Top 27% of <$100M peers · Ohio median 12%
Return on assets
0.0%
Bottom 22% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#116
of 195 credit unions

How Members Trust compares to Ohio peers

Net worth ratio
Top 27% of <$100M peers
Members Trust
18.6%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 22% of <$100M peers
Members Trust
0.0%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Members Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (18.6% capital ratio)
  • Profitable (ROA 0.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Members Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Members Trust insured?

Yes. Members Trust is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Members Trust: frequently asked questions

Is Members Trust a good credit union?

Members Trust earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (18.6% capital ratio); Profitable (ROA 0.02%).

Is Members Trust NCUA-insured?

Yes. Members Trust is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Members Trust?

Members Trust holds $24 million in total assets, ranking 116th of 195 credit unions we track in Ohio. It serves 3,121 members.

Does Members Trust have CFPB complaints?

No CFPB complaints against Members Trust appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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