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credit union

Steel Valley

Cleveland, OH · Est. 1966
B
Trust Grade
Strong
Score: 81/100

Steel Valley is a credit union based in Cleveland, Ohio, established in 1966, with $23 million in total assets serving 3,206 members. By Trust Grade it ranks 172nd of 195 credit unions we track in Ohio. Its net worth ratio of 9.7% trails most similarly sized credit unions (14th percentile), versus a Ohio median of 12%. It posted a loss over the most recent period (-0.07% return on assets), a point to watch. No consumer complaints against Steel Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$22.6M
<$100M institution
Members
3,206
Shares & deposits
Net worth ratio
9.7%
Bottom 14% of <$100M peers · Ohio median 12%
Return on assets
-0.1%
Bottom 20% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#172
of 195 credit unions

How Steel Valley compares to Ohio peers

Net worth ratio
Bottom 14% of <$100M peers
Steel Valley
9.7%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of <$100M peers
Steel Valley
-0.1%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Steel Valley

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (9.7% capital ratio)
  • Unprofitable over the period (ROA -0.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Steel Valley over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Steel Valley insured?

Yes. Steel Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Steel Valley: frequently asked questions

Is Steel Valley a good credit union?

Steel Valley earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Unprofitable over the period (ROA -0.07%).

Is Steel Valley NCUA-insured?

Yes. Steel Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Steel Valley?

Steel Valley holds $23 million in total assets, ranking 172nd of 195 credit unions we track in Ohio. It serves 3,206 members.

Does Steel Valley have CFPB complaints?

No CFPB complaints against Steel Valley appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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