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credit union

Ohio Valley

Batavia, OH · Est. 1977
B
Trust Grade
Strong
Score: 86/100

Ohio Valley is a credit union based in Batavia, Ohio, established in 1977, with $26 million in total assets serving 2,077 members. By Trust Grade it ranks 140th of 195 credit unions we track in Ohio. Its net worth ratio of 9.4% trails most similarly sized credit unions (13th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against Ohio Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$25.8M
<$100M institution
Members
2,077
Shares & deposits
Net worth ratio
9.4%
Bottom 13% of <$100M peers · Ohio median 12%
Return on assets
0.7%
Top 44% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#140
of 195 credit unions

How Ohio Valley compares to Ohio peers

Net worth ratio
Bottom 13% of <$100M peers
Ohio Valley
9.4%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of <$100M peers
Ohio Valley
0.7%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Ohio Valley

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (9.4% capital ratio)
  • Profitable (ROA 0.72%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ohio Valley over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ohio Valley insured?

Yes. Ohio Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ohio Valley: frequently asked questions

Is Ohio Valley a good credit union?

Ohio Valley earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Profitable (ROA 0.72%).

Is Ohio Valley NCUA-insured?

Yes. Ohio Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ohio Valley?

Ohio Valley holds $26 million in total assets, ranking 140th of 195 credit unions we track in Ohio. It serves 2,077 members.

Does Ohio Valley have CFPB complaints?

No CFPB complaints against Ohio Valley appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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