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credit union

North Star Community

Maddock, ND · Est. 1940
A
Trust Grade
Excellent
Score: 98/100

North Star Community is a credit union based in Maddock, North Dakota, established in 1940, with $471 million in total assets serving 22,222 members. By Trust Grade it ranks 10th of 29 credit unions we track in North Dakota. Its net worth ratio of 13.8% is stronger than 79% of similarly sized credit unions, versus a North Dakota median of 13.4%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against North Star Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$470.6M
$100M–1B institution
Members
22,222
Shares & deposits
Net worth ratio
13.8%
Top 21% of $100M–1B peers · North Dakota median 13.4%
Return on assets
1.2%
Top 20% of $100M–1B peers · North Dakota median 0.87%
Rank in North Dakota
#10
of 29 credit unions

How North Star Community compares to North Dakota peers

Net worth ratio
Top 21% of $100M–1B peers
North Star
13.8%
North Dakota median
13.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 20% of $100M–1B peers
North Star
1.2%
North Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded North Star Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.8% capital ratio)
  • Strongly profitable (ROA 1.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for North Star Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at North Star Community insured?

Yes. North Star Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

North Star Community: frequently asked questions

Is North Star Community a good credit union?

North Star Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 1.21%).

Is North Star Community NCUA-insured?

Yes. North Star Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is North Star Community?

North Star Community holds $471 million in total assets, ranking 10th of 29 credit unions we track in North Dakota. It serves 22,222 members.

Does North Star Community have CFPB complaints?

No CFPB complaints against North Star Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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