Railway
Railway is a credit union based in Mandan, North Dakota, established in 1954, with $207 million in total assets serving 8,588 members. By Trust Grade it ranks 12th of 29 credit unions we track in North Dakota. Its net worth ratio of 12.1% is stronger than 61% of similarly sized credit unions, versus a North Dakota median of 13.4%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Railway appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Railway compares to North Dakota peers
How we graded Railway
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.1% capital ratio)
- Profitable (ROA 0.83%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Railway over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Railway insured?
Yes. Railway is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Railway: frequently asked questions
Is Railway a good credit union?
Railway earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Profitable (ROA 0.83%).
Is Railway NCUA-insured?
Yes. Railway is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Railway?
Railway holds $207 million in total assets, ranking 12th of 29 credit unions we track in North Dakota. It serves 8,588 members.
Does Railway have CFPB complaints?
No CFPB complaints against Railway appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
