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credit union

Aspire Community

Minot, ND · Est. 1937
A
Trust Grade
Excellent
Score: 98/100

Aspire Community is a credit union based in Minot, North Dakota, established in 1937, with $181 million in total assets serving 6,301 members. By Trust Grade it ranks 2nd of 29 credit unions we track in North Dakota. Its net worth ratio of 15.2% is stronger than 88% of similarly sized credit unions, versus a North Dakota median of 13.4%. It was profitable over the most recent period, with a 1.40% return on assets. No consumer complaints against Aspire Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$180.9M
$100M–1B institution
Members
6,301
Shares & deposits
Net worth ratio
15.2%
Top 12% of $100M–1B peers · North Dakota median 13.4%
Return on assets
1.4%
Top 13% of $100M–1B peers · North Dakota median 0.87%
Rank in North Dakota
#2
of 29 credit unions

How Aspire Community compares to North Dakota peers

Net worth ratio
Top 12% of $100M–1B peers
Aspire Community
15.2%
North Dakota median
13.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of $100M–1B peers
Aspire Community
1.4%
North Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Aspire Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.2% capital ratio)
  • Strongly profitable (ROA 1.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Aspire Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Aspire Community insured?

Yes. Aspire Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Aspire Community: frequently asked questions

Is Aspire Community a good credit union?

Aspire Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Strongly profitable (ROA 1.40%).

Is Aspire Community NCUA-insured?

Yes. Aspire Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Aspire Community?

Aspire Community holds $181 million in total assets, ranking 2nd of 29 credit unions we track in North Dakota. It serves 6,301 members.

Does Aspire Community have CFPB complaints?

No CFPB complaints against Aspire Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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