University
University is a credit union based in Grand Forks, North Dakota, established in 1937, with $45 million in total assets serving 3,626 members. By Trust Grade it ranks 3rd of 29 credit unions we track in North Dakota. Its net worth ratio of 14.1% trails most similarly sized credit unions (49th percentile), versus a North Dakota median of 13.4%. It was profitable over the most recent period, with a 1.57% return on assets. No consumer complaints against University appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How University compares to North Dakota peers
How we graded University
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.1% capital ratio)
- Strongly profitable (ROA 1.57%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for University over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at University insured?
Yes. University is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
University: frequently asked questions
Is University a good credit union?
University earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Strongly profitable (ROA 1.57%).
Is University NCUA-insured?
Yes. University is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is University?
University holds $45 million in total assets, ranking 3rd of 29 credit unions we track in North Dakota. It serves 3,626 members.
Does University have CFPB complaints?
No CFPB complaints against University appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
