Postal Family
Postal Family is a credit union based in Fargo, North Dakota, established in 1936, with $30 million in total assets serving 2,249 members. By Trust Grade it ranks 26th of 29 credit unions we track in North Dakota. Its net worth ratio of 10.4% trails most similarly sized credit unions (20th percentile), versus a North Dakota median of 13.4%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against Postal Family appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Postal Family compares to North Dakota peers
How we graded Postal Family
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.4% capital ratio)
- Profitable (ROA 0.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Postal Family over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Postal Family insured?
Yes. Postal Family is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Postal Family: frequently asked questions
Is Postal Family a good credit union?
Postal Family earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Profitable (ROA 0.21%).
Is Postal Family NCUA-insured?
Yes. Postal Family is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Postal Family?
Postal Family holds $30 million in total assets, ranking 26th of 29 credit unions we track in North Dakota. It serves 2,249 members.
Does Postal Family have CFPB complaints?
No CFPB complaints against Postal Family appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
