Minot Area Schools
Minot Area Schools is a credit union based in Minot, North Dakota, established in 1953, with $15 million in total assets serving 1,175 members. By Trust Grade it ranks 29th of 29 credit unions we track in North Dakota. Its net worth ratio of 8.8% trails most similarly sized credit unions (9th percentile), versus a North Dakota median of 13.4%. It was profitable over the most recent period, with a 0.18% return on assets. No consumer complaints against Minot Area Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Minot Area Schools compares to North Dakota peers
How we graded Minot Area Schools
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Profitable (ROA 0.18%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Minot Area Schools over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Minot Area Schools insured?
Yes. Minot Area Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Minot Area Schools: frequently asked questions
Is Minot Area Schools a good credit union?
Minot Area Schools earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.18%).
Is Minot Area Schools NCUA-insured?
Yes. Minot Area Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Minot Area Schools?
Minot Area Schools holds $15 million in total assets, ranking 29th of 29 credit unions we track in North Dakota. It serves 1,175 members.
Does Minot Area Schools have CFPB complaints?
No CFPB complaints against Minot Area Schools appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
