Affinity First
Affinity First is a credit union based in Minot, North Dakota, established in 1959, with $71 million in total assets serving 2,562 members. By Trust Grade it ranks 4th of 29 credit unions we track in North Dakota. Its net worth ratio of 13.4% trails most similarly sized credit unions (44th percentile), versus a North Dakota median of 13.4%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against Affinity First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Affinity First compares to North Dakota peers
How we graded Affinity First
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.4% capital ratio)
- Strongly profitable (ROA 1.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Affinity First over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Affinity First insured?
Yes. Affinity First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Affinity First: frequently asked questions
Is Affinity First a good credit union?
Affinity First earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Strongly profitable (ROA 1.09%).
Is Affinity First NCUA-insured?
Yes. Affinity First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Affinity First?
Affinity First holds $71 million in total assets, ranking 4th of 29 credit unions we track in North Dakota. It serves 2,562 members.
Does Affinity First have CFPB complaints?
No CFPB complaints against Affinity First appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
