Bragg Mutual
Bragg Mutual is a credit union based in Fayetteville, North Carolina, established in 1952, with $130 million in total assets serving 9,152 members. By Trust Grade it ranks 48th of 57 credit unions we track in North Carolina. Its net worth ratio of 8.3% trails most similarly sized credit unions (6th percentile), versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.27% return on assets. No consumer complaints against Bragg Mutual appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bragg Mutual compares to North Carolina peers
How we graded Bragg Mutual
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Profitable (ROA 0.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bragg Mutual over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Bragg Mutual insured?
Yes. Bragg Mutual is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bragg Mutual: frequently asked questions
Is Bragg Mutual a good credit union?
Bragg Mutual earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.27%).
Is Bragg Mutual NCUA-insured?
Yes. Bragg Mutual is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Bragg Mutual?
Bragg Mutual holds $130 million in total assets, ranking 48th of 57 credit unions we track in North Carolina. It serves 9,152 members.
Does Bragg Mutual have CFPB complaints?
No CFPB complaints against Bragg Mutual appear in our data over the analysis window, which is typical for a credit union of this size.
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
