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credit union

American Partners

Reidsville, NC · Est. 1975
A
Trust Grade
Excellent
Score: 91/100

American Partners is a credit union based in Reidsville, North Carolina, established in 1975, with $107 million in total assets serving 11,303 members. By Trust Grade it ranks 35th of 57 credit unions we track in North Carolina. Its net worth ratio of 10.5% trails most similarly sized credit unions (38th percentile), versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against American Partners appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$106.6M
$100M–1B institution
Members
11,303
Shares & deposits
Net worth ratio
10.5%
Bottom 38% of $100M–1B peers · North Carolina median 12.7%
Return on assets
0.8%
Top 41% of $100M–1B peers · North Carolina median 0.58%
Rank in North Carolina
#35
of 57 credit unions

How American Partners compares to North Carolina peers

Net worth ratio
Bottom 38% of $100M–1B peers
American Partners
10.5%
North Carolina median
12.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of $100M–1B peers
American Partners
0.8%
North Carolina median
0.6%
Higher ROA = more profitable relative to asset base

How we graded American Partners

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (10.5% capital ratio)
  • Profitable (ROA 0.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for American Partners over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at American Partners insured?

Yes. American Partners is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

American Partners: frequently asked questions

Is American Partners a good credit union?

American Partners earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Profitable (ROA 0.82%).

Is American Partners NCUA-insured?

Yes. American Partners is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is American Partners?

American Partners holds $107 million in total assets, ranking 35th of 57 credit unions we track in North Carolina. It serves 11,303 members.

Does American Partners have CFPB complaints?

No CFPB complaints against American Partners appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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