Nova
Nova is a credit union based in Charlotte, North Carolina, established in 1934, with $121 million in total assets serving 11,107 members. By Trust Grade it ranks 28th of 57 credit unions we track in North Carolina. Its net worth ratio of 17.6% is stronger than 95% of similarly sized credit unions, versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.40% return on assets. No consumer complaints against Nova appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Nova compares to North Carolina peers
How we graded Nova
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.6% capital ratio)
- Profitable (ROA 0.40%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Nova over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Nova insured?
Yes. Nova is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Nova: frequently asked questions
Is Nova a good credit union?
Nova earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (17.6% capital ratio); Profitable (ROA 0.40%).
Is Nova NCUA-insured?
Yes. Nova is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Nova?
Nova holds $121 million in total assets, ranking 28th of 57 credit unions we track in North Carolina. It serves 11,107 members.
Does Nova have CFPB complaints?
No CFPB complaints against Nova appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
