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credit union

Money

Syracuse, NY · Est. 1976
A
Trust Grade
Excellent
Score: 93/100

Money is a credit union based in Syracuse, New York, established in 1976, with $52 million in total assets serving 3,189 members. By Trust Grade it ranks 129th of 267 credit unions we track in New York. Its net worth ratio of 13.3% trails most similarly sized credit unions (43th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against Money appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$52.5M
<$100M institution
Members
3,189
Shares & deposits
Net worth ratio
13.3%
Bottom 43% of <$100M peers · New York median 12%
Return on assets
0.4%
Bottom 38% of <$100M peers · New York median 0.67%
Rank in New York
#129
of 267 credit unions

How Money compares to New York peers

Net worth ratio
Bottom 43% of <$100M peers
Money
13.3%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of <$100M peers
Money
0.4%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Money

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (13.3% capital ratio)
  • Profitable (ROA 0.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Money over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Money insured?

Yes. Money is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Money: frequently asked questions

Is Money a good credit union?

Money earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Profitable (ROA 0.36%).

Is Money NCUA-insured?

Yes. Money is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Money?

Money holds $52 million in total assets, ranking 129th of 267 credit unions we track in New York. It serves 3,189 members.

Does Money have CFPB complaints?

No CFPB complaints against Money appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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