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credit union

Van Cortlandt Cooperative

Bronx, NY · Est. 1936
A
Trust Grade
Excellent
Score: 94/100

Van Cortlandt Cooperative is a credit union based in Bronx, New York, established in 1936, with $55 million in total assets serving 1,950 members. By Trust Grade it ranks 97th of 267 credit unions we track in New York. Its net worth ratio of 11.9% trails most similarly sized credit unions (32th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.53% return on assets. No consumer complaints against Van Cortlandt Cooperative appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$54.9M
<$100M institution
Members
1,950
Shares & deposits
Net worth ratio
11.9%
Bottom 32% of <$100M peers · New York median 12%
Return on assets
0.5%
Bottom 46% of <$100M peers · New York median 0.67%
Rank in New York
#97
of 267 credit unions

How Van Cortlandt Cooperative compares to New York peers

Net worth ratio
Bottom 32% of <$100M peers
Van Cortlandt
11.9%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of <$100M peers
Van Cortlandt
0.5%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Van Cortlandt Cooperative

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (11.9% capital ratio)
  • Profitable (ROA 0.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Van Cortlandt Cooperative over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Van Cortlandt Cooperative insured?

Yes. Van Cortlandt Cooperative is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Van Cortlandt Cooperative: frequently asked questions

Is Van Cortlandt Cooperative a good credit union?

Van Cortlandt Cooperative earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.53%).

Is Van Cortlandt Cooperative NCUA-insured?

Yes. Van Cortlandt Cooperative is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Van Cortlandt Cooperative?

Van Cortlandt Cooperative holds $55 million in total assets, ranking 97th of 267 credit unions we track in New York. It serves 1,950 members.

Does Van Cortlandt Cooperative have CFPB complaints?

No CFPB complaints against Van Cortlandt Cooperative appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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