Educational And Governmental
Educational And Governmental is a credit union based in Hartsdale, New York, established in 1937, with $56 million in total assets serving 6,178 members. By Trust Grade it ranks 154th of 267 credit unions we track in New York. Its net worth ratio of 11.1% trails most similarly sized credit unions (25th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against Educational And Governmental appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Educational And Governmental compares to New York peers
How we graded Educational And Governmental
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Profitable (ROA 0.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Educational And Governmental over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Educational And Governmental insured?
Yes. Educational And Governmental is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Educational And Governmental: frequently asked questions
Is Educational And Governmental a good credit union?
Educational And Governmental earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.36%).
Is Educational And Governmental NCUA-insured?
Yes. Educational And Governmental is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Educational And Governmental?
Educational And Governmental holds $56 million in total assets, ranking 154th of 267 credit unions we track in New York. It serves 6,178 members.
Does Educational And Governmental have CFPB complaints?
No CFPB complaints against Educational And Governmental appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
