North Towns
North Towns is a credit union based in Clarence, New York, established in 1954, with $49 million in total assets serving 3,034 members. By Trust Grade it ranks 165th of 267 credit unions we track in New York. Its net worth ratio of 9.6% trails most similarly sized credit unions (14th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 1.51% return on assets. No consumer complaints against North Towns appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How North Towns compares to New York peers
How we graded North Towns
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.6% capital ratio)
- Strongly profitable (ROA 1.51%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for North Towns over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at North Towns insured?
Yes. North Towns is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
North Towns: frequently asked questions
Is North Towns a good credit union?
North Towns earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Strongly profitable (ROA 1.51%).
Is North Towns NCUA-insured?
Yes. North Towns is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is North Towns?
North Towns holds $49 million in total assets, ranking 165th of 267 credit unions we track in New York. It serves 3,034 members.
Does North Towns have CFPB complaints?
No CFPB complaints against North Towns appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
