Tri-Lakes
Tri-Lakes is a credit union based in Saranac Lake, New York, established in 1978, with $28 million in total assets serving 2,163 members. By Trust Grade it ranks 51st of 267 credit unions we track in New York. Its net worth ratio of 13.2% trails most similarly sized credit unions (42th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against Tri-Lakes appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Tri-Lakes compares to New York peers
How we graded Tri-Lakes
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.2% capital ratio)
- Profitable (ROA 1.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Tri-Lakes over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Tri-Lakes insured?
Yes. Tri-Lakes is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Tri-Lakes: frequently asked questions
Is Tri-Lakes a good credit union?
Tri-Lakes earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Profitable (ROA 1.00%).
Is Tri-Lakes NCUA-insured?
Yes. Tri-Lakes is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Tri-Lakes?
Tri-Lakes holds $28 million in total assets, ranking 51st of 267 credit unions we track in New York. It serves 2,163 members.
Does Tri-Lakes have CFPB complaints?
No CFPB complaints against Tri-Lakes appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
