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credit union

Olean Teachers' And Postal

Olean, NY · Est. 1952
A
Trust Grade
Excellent
Score: 94/100

Olean Teachers' And Postal is a credit union based in Olean, New York, established in 1952, with $27 million in total assets serving 1,707 members. By Trust Grade it ranks 101st of 267 credit unions we track in New York. Its net worth ratio of 10.9% trails most similarly sized credit unions (24th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 1.19% return on assets. No consumer complaints against Olean Teachers' And Postal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$27.1M
<$100M institution
Members
1,707
Shares & deposits
Net worth ratio
10.9%
Bottom 24% of <$100M peers · New York median 12%
Return on assets
1.2%
Top 24% of <$100M peers · New York median 0.67%
Rank in New York
#101
of 267 credit unions

How Olean Teachers' And Postal compares to New York peers

Net worth ratio
Bottom 24% of <$100M peers
Olean Teachers'
10.9%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of <$100M peers
Olean Teachers'
1.2%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Olean Teachers' And Postal

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (10.9% capital ratio)
  • Strongly profitable (ROA 1.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Olean Teachers' And Postal over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Olean Teachers' And Postal insured?

Yes. Olean Teachers' And Postal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Olean Teachers' And Postal: frequently asked questions

Is Olean Teachers' And Postal a good credit union?

Olean Teachers' And Postal earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Strongly profitable (ROA 1.19%).

Is Olean Teachers' And Postal NCUA-insured?

Yes. Olean Teachers' And Postal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Olean Teachers' And Postal?

Olean Teachers' And Postal holds $27 million in total assets, ranking 101st of 267 credit unions we track in New York. It serves 1,707 members.

Does Olean Teachers' And Postal have CFPB complaints?

No CFPB complaints against Olean Teachers' And Postal appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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