Gates Chili
Gates Chili is a credit union based in Rochester, New York, established in 1964, with $31 million in total assets serving 2,222 members. By Trust Grade it ranks 240th of 267 credit unions we track in New York. Its net worth ratio of 7.3% trails most similarly sized credit unions (3th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against Gates Chili appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Gates Chili compares to New York peers
How we graded Gates Chili
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.3% capital ratio)
- Profitable (ROA 0.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Gates Chili over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Gates Chili insured?
Yes. Gates Chili is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Gates Chili: frequently asked questions
Is Gates Chili a good credit union?
Gates Chili earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Profitable (ROA 0.54%).
Is Gates Chili NCUA-insured?
Yes. Gates Chili is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Gates Chili?
Gates Chili holds $31 million in total assets, ranking 240th of 267 credit unions we track in New York. It serves 2,222 members.
Does Gates Chili have CFPB complaints?
No CFPB complaints against Gates Chili appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
