N Y Team
N Y Team is a credit union based in Ronkonkoma, New York, established in 1969, with $45 million in total assets serving 5,170 members. By Trust Grade it ranks 245th of 267 credit unions we track in New York. Its net worth ratio of 6.7% trails most similarly sized credit unions (1th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against N Y Team appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How N Y Team compares to New York peers
How we graded N Y Team
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (6.7%)
- Profitable (ROA 0.64%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for N Y Team over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at N Y Team insured?
Yes. N Y Team is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
N Y Team: frequently asked questions
Is N Y Team a good credit union?
N Y Team earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 74/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (6.7%); Profitable (ROA 0.64%).
Is N Y Team NCUA-insured?
Yes. N Y Team is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is N Y Team?
N Y Team holds $45 million in total assets, ranking 245th of 267 credit unions we track in New York. It serves 5,170 members.
Does N Y Team have CFPB complaints?
No CFPB complaints against N Y Team appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
