Affinity One
Affinity One is a credit union based in Jamestown, New York, established in 1948, with $46 million in total assets serving 3,258 members. By Trust Grade it ranks 164th of 267 credit unions we track in New York. Its net worth ratio of 10.8% trails most similarly sized credit unions (23th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.43% return on assets. No consumer complaints against Affinity One appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Affinity One compares to New York peers
How we graded Affinity One
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.8% capital ratio)
- Profitable (ROA 0.43%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Affinity One over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Affinity One insured?
Yes. Affinity One is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Affinity One: frequently asked questions
Is Affinity One a good credit union?
Affinity One earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Profitable (ROA 0.43%).
Is Affinity One NCUA-insured?
Yes. Affinity One is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Affinity One?
Affinity One holds $46 million in total assets, ranking 164th of 267 credit unions we track in New York. It serves 3,258 members.
Does Affinity One have CFPB complaints?
No CFPB complaints against Affinity One appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
