Rochester & Monroe Co Emp
Rochester & Monroe Co Emp is a credit union based in Rochester, New York, established in 1935, with $45 million in total assets serving 4,100 members. By Trust Grade it ranks 133rd of 267 credit unions we track in New York. Its net worth ratio of 11.3% trails most similarly sized credit unions (27th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Rochester & Monroe Co Emp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Rochester & Monroe Co Emp compares to New York peers
How we graded Rochester & Monroe Co Emp
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Profitable (ROA 0.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Rochester & Monroe Co Emp over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Rochester & Monroe Co Emp insured?
Yes. Rochester & Monroe Co Emp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Rochester & Monroe Co Emp: frequently asked questions
Is Rochester & Monroe Co Emp a good credit union?
Rochester & Monroe Co Emp earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.59%).
Is Rochester & Monroe Co Emp NCUA-insured?
Yes. Rochester & Monroe Co Emp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Rochester & Monroe Co Emp?
Rochester & Monroe Co Emp holds $45 million in total assets, ranking 133rd of 267 credit unions we track in New York. It serves 4,100 members.
Does Rochester & Monroe Co Emp have CFPB complaints?
No CFPB complaints against Rochester & Monroe Co Emp appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
