Tonawanda Valley
Tonawanda Valley is a credit union based in Batavia, New York, established in 1975, with $167 million in total assets serving 12,996 members. By Trust Grade it ranks 112th of 267 credit unions we track in New York. Its net worth ratio of 10.9% trails most similarly sized credit unions (45th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against Tonawanda Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Tonawanda Valley compares to New York peers
How we graded Tonawanda Valley
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.9% capital ratio)
- Strongly profitable (ROA 1.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Tonawanda Valley over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Tonawanda Valley insured?
Yes. Tonawanda Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Tonawanda Valley: frequently asked questions
Is Tonawanda Valley a good credit union?
Tonawanda Valley earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Strongly profitable (ROA 1.23%).
Is Tonawanda Valley NCUA-insured?
Yes. Tonawanda Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Tonawanda Valley?
Tonawanda Valley holds $167 million in total assets, ranking 112th of 267 credit unions we track in New York. It serves 12,996 members.
Does Tonawanda Valley have CFPB complaints?
No CFPB complaints against Tonawanda Valley appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
