Inner Lakes
Inner Lakes is a credit union based in Westfield, New York, established in 1952, with $162 million in total assets serving 11,069 members. By Trust Grade it ranks 173rd of 267 credit unions we track in New York. Its net worth ratio of 9.8% trails most similarly sized credit unions (28th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Inner Lakes appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Inner Lakes compares to New York peers
How we graded Inner Lakes
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.8% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Inner Lakes over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Inner Lakes insured?
Yes. Inner Lakes is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Inner Lakes: frequently asked questions
Is Inner Lakes a good credit union?
Inner Lakes earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Profitable (ROA 0.81%).
Is Inner Lakes NCUA-insured?
Yes. Inner Lakes is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Inner Lakes?
Inner Lakes holds $162 million in total assets, ranking 173rd of 267 credit unions we track in New York. It serves 11,069 members.
Does Inner Lakes have CFPB complaints?
No CFPB complaints against Inner Lakes appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
