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credit union

Trailnorth

Ticonderoga, NY · Est. 1954
B
Trust Grade
Strong
Score: 87/100

Trailnorth is a credit union based in Ticonderoga, New York, established in 1954, with $177 million in total assets serving 10,968 members. By Trust Grade it ranks 182nd of 267 credit unions we track in New York. Its net worth ratio of 9.7% trails most similarly sized credit unions (27th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Trailnorth appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$176.5M
$100M–1B institution
Members
10,968
Shares & deposits
Net worth ratio
9.7%
Bottom 27% of $100M–1B peers · New York median 12%
Return on assets
0.6%
Bottom 44% of $100M–1B peers · New York median 0.67%
Rank in New York
#182
of 267 credit unions

How Trailnorth compares to New York peers

Net worth ratio
Bottom 27% of $100M–1B peers
Trailnorth
9.7%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of $100M–1B peers
Trailnorth
0.6%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Trailnorth

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (9.7% capital ratio)
  • Profitable (ROA 0.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Trailnorth over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Trailnorth insured?

Yes. Trailnorth is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Trailnorth: frequently asked questions

Is Trailnorth a good credit union?

Trailnorth earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.61%).

Is Trailnorth NCUA-insured?

Yes. Trailnorth is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Trailnorth?

Trailnorth holds $177 million in total assets, ranking 182nd of 267 credit unions we track in New York. It serves 10,968 members.

Does Trailnorth have CFPB complaints?

No CFPB complaints against Trailnorth appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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