Merck Employees
Merck Employees is a credit union based in Rahway, New Jersey, established in 1936, with $1.7 billion in total assets serving 23,992 members. By Trust Grade it ranks 33rd of 127 credit unions we track in New Jersey. Its net worth ratio of 15.0% is stronger than 93% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Merck Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Merck Employees compares to New Jersey peers
How we graded Merck Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.0% capital ratio)
- Profitable (ROA 0.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Merck Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Merck Employees insured?
Yes. Merck Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Merck Employees: frequently asked questions
Is Merck Employees a good credit union?
Merck Employees earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Profitable (ROA 0.65%).
Is Merck Employees NCUA-insured?
Yes. Merck Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Merck Employees?
Merck Employees holds $1.7 billion in total assets, ranking 33rd of 127 credit unions we track in New Jersey. It serves 23,992 members.
Does Merck Employees have CFPB complaints?
No CFPB complaints against Merck Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
