Skip to main content
credit union

Picatinny

Dover, NJ · Est. 1939
B
Trust Grade
Strong
Score: 85/100

Picatinny is a credit union based in Dover, New Jersey, established in 1939, with $454 million in total assets serving 19,855 members. By Trust Grade it ranks 85th of 127 credit unions we track in New Jersey. Its net worth ratio of 9.4% trails most similarly sized credit unions (21th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against Picatinny appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$454.4M
$100M–1B institution
Members
19,855
Shares & deposits
Net worth ratio
9.4%
Bottom 21% of $100M–1B peers · New Jersey median 13.9%
Return on assets
0.5%
Bottom 39% of $100M–1B peers · New Jersey median 0.26%
Rank in New Jersey
#85
of 127 credit unions

How Picatinny compares to New Jersey peers

Net worth ratio
Bottom 21% of $100M–1B peers
Picatinny
9.4%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of $100M–1B peers
Picatinny
0.5%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Picatinny

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (9.4% capital ratio)
  • Profitable (ROA 0.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Picatinny over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Picatinny insured?

Yes. Picatinny is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Picatinny: frequently asked questions

Is Picatinny a good credit union?

Picatinny earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Profitable (ROA 0.54%).

Is Picatinny NCUA-insured?

Yes. Picatinny is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Picatinny?

Picatinny holds $454 million in total assets, ranking 85th of 127 credit unions we track in New Jersey. It serves 19,855 members.

Does Picatinny have CFPB complaints?

No CFPB complaints against Picatinny appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

First Harvest
credit union · Deptford, NJ · $473M assets
Garden Savings
credit union · Parsippany, NJ · $495M assets
Credit Union Of New Jersey, A
credit union · Ewing, NJ · $504M assets
Proponent
credit union · Nutley, NJ · $519M assets
First Atlantic
credit union · Eatontown, NJ · $332M assets
United Teletech Financial
credit union · Tinton Falls, NJ · $330M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →