First Harvest
First Harvest is a credit union based in Deptford, New Jersey, established in 1940, with $473 million in total assets serving 50,216 members. By Trust Grade it ranks 112th of 127 credit unions we track in New Jersey. Its net worth ratio of 8.0% trails most similarly sized credit unions (4th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.08% return on assets. No consumer complaints against First Harvest appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Harvest compares to New Jersey peers
How we graded First Harvest
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Profitable (ROA 0.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Harvest over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at First Harvest insured?
Yes. First Harvest is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Harvest: frequently asked questions
Is First Harvest a good credit union?
First Harvest earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.08%).
Is First Harvest NCUA-insured?
Yes. First Harvest is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is First Harvest?
First Harvest holds $473 million in total assets, ranking 112th of 127 credit unions we track in New Jersey. It serves 50,216 members.
Does First Harvest have CFPB complaints?
No CFPB complaints against First Harvest appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
