Path
Path is a credit union based in Jersey City, New Jersey, established in 1952, with $14 million in total assets serving 1,443 members. By Trust Grade it ranks 98th of 127 credit unions we track in New Jersey. Its net worth ratio of 27.1% is stronger than 92% of similarly sized credit unions, versus a New Jersey median of 13.9%. It posted a loss over the most recent period (-0.73% return on assets), a point to watch. No consumer complaints against Path appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Path compares to New Jersey peers
How we graded Path
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (27.1% capital ratio)
- Unprofitable over the period (ROA -0.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Path over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Path insured?
Yes. Path is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Path: frequently asked questions
Is Path a good credit union?
Path earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Strongly capitalized (27.1% capital ratio); Unprofitable over the period (ROA -0.73%).
Is Path NCUA-insured?
Yes. Path is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Path?
Path holds $14 million in total assets, ranking 98th of 127 credit unions we track in New Jersey. It serves 1,443 members.
Does Path have CFPB complaints?
No CFPB complaints against Path appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
