Skip to main content
credit union

Mercer County Nj Teachers

Hamilton Square, NJ · Est. 1936
A
Trust Grade
Excellent
Score: 98/100

Mercer County Nj Teachers is a credit union based in Hamilton Square, New Jersey, established in 1936, with $51 million in total assets serving 3,703 members. By Trust Grade it ranks 2nd of 127 credit unions we track in New Jersey. Its net worth ratio of 14.6% is stronger than 52% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 1.92% return on assets. No consumer complaints against Mercer County Nj Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$50.7M
<$100M institution
Members
3,703
Shares & deposits
Net worth ratio
14.6%
Top 48% of <$100M peers · New Jersey median 13.9%
Return on assets
1.9%
Top 7% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#2
of 127 credit unions

How Mercer County Nj Teachers compares to New Jersey peers

Net worth ratio
Top 48% of <$100M peers
Mercer County
14.6%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of <$100M peers
Mercer County
1.9%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Mercer County Nj Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.6% capital ratio)
  • Strongly profitable (ROA 1.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mercer County Nj Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mercer County Nj Teachers insured?

Yes. Mercer County Nj Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mercer County Nj Teachers: frequently asked questions

Is Mercer County Nj Teachers a good credit union?

Mercer County Nj Teachers earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Strongly profitable (ROA 1.92%).

Is Mercer County Nj Teachers NCUA-insured?

Yes. Mercer County Nj Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mercer County Nj Teachers?

Mercer County Nj Teachers holds $51 million in total assets, ranking 2nd of 127 credit unions we track in New Jersey. It serves 3,703 members.

Does Mercer County Nj Teachers have CFPB complaints?

No CFPB complaints against Mercer County Nj Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Bridgeton Onized
credit union · Cedarville, NJ · $50M assets
Central Jersey Police & Fire
credit union · Hamilton, NJ · $50M assets
Southern Middlesex Co Tchrs
credit union · East Brunswick, NJ · $48M assets
H. E. Telephone
credit union · Rochelle Park, NJ · $46M assets
Public Service
credit union · Middlesex, NJ · $41M assets
Lakehurst Naval
credit union · Joint Base Mdl, NJ · $40M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →