Southern Middlesex Co Tchrs
Southern Middlesex Co Tchrs is a credit union based in East Brunswick, New Jersey, established in 1939, with $48 million in total assets serving 2,887 members. By Trust Grade it ranks 38th of 127 credit unions we track in New Jersey. Its net worth ratio of 10.6% trails most similarly sized credit unions (22th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against Southern Middlesex Co Tchrs appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southern Middlesex Co Tchrs compares to New Jersey peers
How we graded Southern Middlesex Co Tchrs
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.6% capital ratio)
- Strongly profitable (ROA 1.16%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southern Middlesex Co Tchrs over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Southern Middlesex Co Tchrs insured?
Yes. Southern Middlesex Co Tchrs is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southern Middlesex Co Tchrs: frequently asked questions
Is Southern Middlesex Co Tchrs a good credit union?
Southern Middlesex Co Tchrs earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Strongly profitable (ROA 1.16%).
Is Southern Middlesex Co Tchrs NCUA-insured?
Yes. Southern Middlesex Co Tchrs is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Southern Middlesex Co Tchrs?
Southern Middlesex Co Tchrs holds $48 million in total assets, ranking 38th of 127 credit unions we track in New Jersey. It serves 2,887 members.
Does Southern Middlesex Co Tchrs have CFPB complaints?
No CFPB complaints against Southern Middlesex Co Tchrs appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
