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credit union

Bridgeton Onized

Cedarville, NJ · Est. 1939
C
Trust Grade
Average
Score: 72/100

Bridgeton Onized is a credit union based in Cedarville, New Jersey, established in 1939, with $50 million in total assets serving 7,274 members. By Trust Grade it ranks 126th of 127 credit unions we track in New Jersey. Its net worth ratio of 7.5% trails most similarly sized credit unions (3th percentile), versus a New Jersey median of 13.9%. It posted a loss over the most recent period (-0.19% return on assets), a point to watch. No consumer complaints against Bridgeton Onized appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$50.5M
<$100M institution
Members
7,274
Shares & deposits
Net worth ratio
7.5%
Bottom 3% of <$100M peers · New Jersey median 13.9%
Return on assets
-0.2%
Bottom 18% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#126
of 127 credit unions

How Bridgeton Onized compares to New Jersey peers

Net worth ratio
Bottom 3% of <$100M peers
Bridgeton Onized
7.5%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of <$100M peers
Bridgeton Onized
-0.2%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Bridgeton Onized

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
72/100
Customer experience
n/a
Overall
C · 72
  • Well-capitalized (7.5% capital ratio)
  • Unprofitable over the period (ROA -0.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bridgeton Onized over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bridgeton Onized insured?

Yes. Bridgeton Onized is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bridgeton Onized: frequently asked questions

Is Bridgeton Onized a good credit union?

Bridgeton Onized earns a Bankzia Trust Grade of C (72/100, "Average"), based on a financial-strength score of 72/100 (it has no CFPB complaints on record). Well-capitalized (7.5% capital ratio); Unprofitable over the period (ROA -0.19%).

Is Bridgeton Onized NCUA-insured?

Yes. Bridgeton Onized is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bridgeton Onized?

Bridgeton Onized holds $50 million in total assets, ranking 126th of 127 credit unions we track in New Jersey. It serves 7,274 members.

Does Bridgeton Onized have CFPB complaints?

No CFPB complaints against Bridgeton Onized appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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