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credit union

Rimrock

Billings, MT · Est. 1949
A
Trust Grade
Excellent
Score: 98/100

Rimrock is a credit union based in Billings, Montana, established in 1949, with $64 million in total assets serving 3,252 members. By Trust Grade it ranks 7th of 41 credit unions we track in Montana. Its net worth ratio of 14.8% is stronger than 54% of similarly sized credit unions, versus a Montana median of 11.9%. It was profitable over the most recent period, with a 1.40% return on assets. No consumer complaints against Rimrock appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$63.5M
<$100M institution
Members
3,252
Shares & deposits
Net worth ratio
14.8%
Top 46% of <$100M peers · Montana median 11.9%
Return on assets
1.4%
Top 17% of <$100M peers · Montana median 0.78%
Rank in Montana
#7
of 41 credit unions

How Rimrock compares to Montana peers

Net worth ratio
Top 46% of <$100M peers
Rimrock
14.8%
Montana median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of <$100M peers
Rimrock
1.4%
Montana median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Rimrock

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.8% capital ratio)
  • Strongly profitable (ROA 1.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rimrock over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Rimrock insured?

Yes. Rimrock is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rimrock: frequently asked questions

Is Rimrock a good credit union?

Rimrock earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Strongly profitable (ROA 1.40%).

Is Rimrock NCUA-insured?

Yes. Rimrock is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Rimrock?

Rimrock holds $64 million in total assets, ranking 7th of 41 credit unions we track in Montana. It serves 3,252 members.

Does Rimrock have CFPB complaints?

No CFPB complaints against Rimrock appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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