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credit union

Butte Community

Butte, MT · Est. 1970
C
Trust Grade
Average
Score: 70/100

Butte Community is a credit union based in Butte, Montana, established in 1970, with $37 million in total assets serving 2,773 members. By Trust Grade it ranks 41st of 41 credit unions we track in Montana. Its net worth ratio of 7.7% trails most similarly sized credit unions (4th percentile), versus a Montana median of 11.9%. It posted a loss over the most recent period (-0.51% return on assets), a point to watch. No consumer complaints against Butte Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$37.4M
<$100M institution
Members
2,773
Shares & deposits
Net worth ratio
7.7%
Bottom 4% of <$100M peers · Montana median 11.9%
Return on assets
-0.5%
Bottom 13% of <$100M peers · Montana median 0.78%
Rank in Montana
#41
of 41 credit unions

How Butte Community compares to Montana peers

Net worth ratio
Bottom 4% of <$100M peers
Butte Community
7.7%
Montana median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of <$100M peers
Butte Community
-0.5%
Montana median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Butte Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
70/100
Customer experience
n/a
Overall
C · 70
  • Well-capitalized (7.7% capital ratio)
  • Unprofitable over the period (ROA -0.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Butte Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Butte Community insured?

Yes. Butte Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Butte Community: frequently asked questions

Is Butte Community a good credit union?

Butte Community earns a Bankzia Trust Grade of C (70/100, "Average"), based on a financial-strength score of 70/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Unprofitable over the period (ROA -0.51%).

Is Butte Community NCUA-insured?

Yes. Butte Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Butte Community?

Butte Community holds $37 million in total assets, ranking 41st of 41 credit unions we track in Montana. It serves 2,773 members.

Does Butte Community have CFPB complaints?

No CFPB complaints against Butte Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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